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T: +44 (0)1865 725304

© 2019 Opportunity InternationalOpportunity International United Kingdom is registered as a charity in England and Wales (1107713) and in Scotland (SCO39692).

Where We Work

Opportunity International helps more than 8.9 million clients in over 20 developing countries.

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Despite sustained high economic growth rates, China remains home to 180 million people living below the poverty line. Income disparities are widening between urban and rural areas and among provinces.

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Opportunity International's very first loan was made in Colombia in 1975. Since then, we've been working to provide stable financial systems as a way to reduce unemployment, social unrest and violence in the country.

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D.R. Congo

Only 1 percent of the DRC's citizens have access to basic financial services. Fortunately, recent economic liberalization has opened up opportunities that will allow sustainable economic growth to gain a foothold.

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Dominican Republic

High levels of unemployment, underemployment, and poverty pose long-term challenges to the Dominican Republic. In addition to providing microloans to local entrepreneurs, Opportunity International is providing loans to schools as part of the education finance initiative.


With an average income of $2 per day, many Ghanaians struggle against the debilitating effects of chronic poverty and hunger. Opportunity Ghana's operations began in 1994 as the Sinapi Aba Trust (SAT).

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With sixty percent of the population living below the poverty line, Honduras is one of the poorest countries in Central America. The nation also suffers from unequal distribution of income and high underemployment.


In 1989, Opportunity International began operations in India, home to the largest global concentration of impoverished people. Opportunity today serves more than 1.4 million clients throughout the country, and disburses 98 percent of its loans to women.

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Opportunity has 30 years of experience working in Indonesia's microfinance industry. Although the number of poor people living in Indonesia has declined in recent years, more than 120 million Indonesians still live in poverty.


Opportunity Kenya was established in 2006. The need for stable financial structures became increasingly apparent as the country faced violence and significant political unrest following the disputed presidential elections in December 2007.

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In Malawi, 85 percent of the population lives in rural areas. To reach these remote communities, Opportunity International uses mobile bank vehicles, ATMs and point-of-sale (POS) devices in local businesses.

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Macedonia's economy was very weak following the breakup of the former Yugoslavia. While the country has made significant gains, it still struggles to attract foreign investment and create jobs.


More than half of Mozambicans live on less than $1 per day. Within this context, Opportunity International is reaching out to serve the most impoverished working people in Mozambique.

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For nearly two decades, Opportunity International has worked with microentrepreneurs in Nicaragua to build sustainable, successful businesses that will break them out of the cycle of poverty.

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Peru's diverse population and varied geography is reflected in the uneven distribution of recent economic growth, which has primarily benefitted coastal and urban areas. Almost 28% of the population still lives below the poverty line.


More than a quarter of the Philippines' 105.7 million people live in dire poverty. The reasons are many: rapid population growth, inadequate social infrastructure, slow growth of rural productivity and lack of access to credit.

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Romania began the transition from Communism in 1989 and joined the European Union in 2007, but corruption and red tape continues to hinder the country's business environment. Over 20% of the nation lives below the poverty level.


Though Rwanda has made some remarkable advances since the 1994 genocide, 44.9 percent of Rwandans live below the poverty line. Microfinance remains an essential part of the solution to end Rwanda’s crushing poverty.

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South Africa

With 31.3 percent of the population living below the poverty line and 10 percent of South Africans holding 80 percent of the country's wealth, those at the bottom of the economic pyramid lack meaningful access to formal banking services.

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The breakup of the former Yugoslavia and, more recently, the global economic crisis, has left many economic challenges and a large section of the population unemployed, struggling to rebuild their lives.

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One out of every three Tanzanians is self-employed, indicating a high level of microenterprise activity. Only 20 percent of the population, however, has access to a formal bank within an hour's walking distance of their home.

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Nearly a quarter of Uganda's population lives below the poverty line. Opportunity Uganda offers a full suite of financial services to those living in chronic poverty.

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Zimbabwe's 80% unemployment rate has led millions to flee the country in search of better economic opportunity. Inflation, debt and political unrest have destabilized this once prosperous nation.

United States

Opportunity International staff in the United States work with the donor community, manage programs and support the growth of our implementing members.


Opportunity International staff in Australia work with the donor community, manage programs and support the growth of our implementing members.


Opportunity International staff in Canada work with the donor community, manage programs and support the growth of our implementing members.


Opportunity International staff in Germany work with the donor community, manage programs and support the growth of our implementing members.

United Kingdom

Opportunity International staff in the United Kingdom work with the donor community, manage programs and support the growth of our implementing members.

Hong Kong

Opportunity International staff in Hong Kong work with the donor community, manage programs and support the growth of our implementing members.


Opportunity International staff in Switzerland work with the donor community, manage programs and support the growth of our implementing members.

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Implementing Countries
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Supporting Countries

What We Do Where We Work

Get facts about poverty in developing countries and learn how we empower people to work their way out of poverty and build a safety net for the future.

Opportunity International helps 8.9 million clients in over 20 developing countries expand businesses, create jobs for their neighbors and build a safety net of savings and insurance.

Click the name of a country listed below to learn more about how Opportunity International makes an impact in that region.



Eastern Europe

Latin America

*MicroEnsure insurance only

We have support members in:

  • Australia
  • Canada
  • Germany
  • Hong Kong
  • Singapore
  • Switzerland
  • United Kingdom
  • United States

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