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Angel Court 81 St Clements
Oxford, OX4 1AW UK

T: +44 (0)1865 725304

© 2017 Opportunity Internationala 501(c)3 nonprofit Opportunity International United Kingdom is registered as a charity in England and Wales (1107713) and in Scotland (SCO39692).

How We Work Technology

Commercial banks tend to avoid serving poverty-stricken communities because potential clients often can’t afford formal identification or read the extensive paperwork necessary to open an account.

Opportunity International has invested more than £12 million over the past 10 years in electronic and mobile technologies to reduce transaction costs and bring services to the most marginalised and remote clients.

Digital fingerprint scanning allows entrepreneurs to efficiently prove their identity and securely access financial services. Every Opportunity International savings client now receives a card with a biometric scan of their fingerprints embedded on a magnetic strip. We also install point-of-sale devices in rural markets and ATMs in community gathering places. These devices allow clients to make transactions near home, thereby reducing transportation costs, improving their productivity and increasing the safety of their savings deposits.

Over half of the developing world’s population uses mobile phones. Our banking programmes enable clients to repay loans or transfer funds into Opportunity International savings accounts from their mobile device. They can also check account balances, transfer money, pay bills, receive salary or government payments, and buy phone minutes.

Your support will help us provide access to basic financial services we take for granted. 

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