Make a Donation Include a Gift in Your Will
All you need is our charity address and registered charity numbers:
- Charity Address: Opportunity International UK, Angel Court, 81 St Clements, Oxford, OX4 1AW
- Registered charity numbers: 1107713 (England and Wales) and SC039692 (Scotland)
Give the next generation an Opportunity
Our vision is a world in which all people have the opportunity to reach their full potential and work towards a better future. A world where all children go to school, families are fed and communities thrive.
People living in poverty need a secure income to survive. Our projects enable people to develop their small businesses and work their own way out of poverty, giving them dignity and a future hope for themselves, their families and their communities. By investing in the lives of poor communities, you can have an impact that reaches beyond a lifetime.
Please remember Opportunity International in your Will. It is a gift that really does keep on giving. It will last for generations.
Our promises to you…
- We will respect your right to privacy – you do not have to tell us your decision (although we would love to be able to say thank you).
- We understand that those you care about come first.
- We understand that circumstances may change and this may result in you taking us out of your Will.
- We will keep you updated on our work which is only made possible by gifts like yours. Just let us know how you would prefer to receive this information.
- We promise to handle your gift with sensitivity and respect.
- We promise to use your gift wisely.
Your questions answered
How do I leave Opportunity International a gift in my will?
Making a Will is the only way you can be sure that your wishes are understood. It is usually a quick, simple and inexpensive process that ensures that those you care about are well looked after.
If you already have a Will and are thinking about leaving a gift to Opportunity International, you can add a simple codicil (a short document that is added to your Will).
The best thing to do is to speak to your solicitor who will advise you on how to create or amend an existing Will.
The key information that your solicitor will need is that bequests should be left to Opportunity International UK. They will need our registered charity numbers (UK number 1107713; Scotland number SC039692) and registered address:
Opportunity International UK, Angel Court, 81 St Clements, Oxford, OX4 1AW
How much does Opportunity International spend on administration and fundraising costs?
In 2017, for every £1 donated, we spent 90p helping to provide financial service and training to over 9 million clients across the world. The remaining 10p was used to help us raise more money. You can download our 2017 financial summary here.
What types of gifts are there?
You can either give a proportion of your estate, a percentage of your estate after all other gifts have been made and debts cleared, or a cash gift of a specified amount of money.
Your solicitor will advise on the specific wording you need to use for different types of gifts.
What about inheritance tax?
Any gifts to charity are exempt from Inheritance Tax. In 2009, the government set the Inheritance Tax threshold at £325,000 (£650,000 for couples), above which Inheritance Tax is payable at the rate of 40%. If your estate is liable to attract Inheritance Tax, leaving a gift to charity can have the effect of reducing the overall tax burden on family and friends.
As a result of changes introduced in April 2012, Inheritance Tax can be reduced from 40% to 36% for donors who leave more than 10% of their net estate to charity. “Net” estate means the value of the estate after all Inheritance Tax exemptions, reliefs and the tax free allowance have been deducted.
In simple terms, if your estate is liable to Inheritance Tax then it is likely you will save £400 tax for every £1,000 you give. But as always, please do seek professional advice specific to your financial situation.
For further information:
- HRMC website - about reducing your Inheritance Tax bill by giving to charity.
- HMRC’s Inheritance Tax reduced rate calculator - to calculate the potential inheritance tax reductions by leaving a legacy to charity.
- Speak to your solicitor who can advise on the positive effects of leaving a donation in your Will to the inheritance tax on your estate.
What is a letter of wishes?
A Letter of Wishes is a document that accompanies your Will. It is not legally binding but can guide your executors and trustees to ensure your personal wishes are carried out.
You must take care that a Letter of Wishes does not contain anything that could conflict with the Will. The Letter can advise on anything (including gifts to charities) and should be written in plain English, signed and dated, but not witnessed to avoid any claim that it has become a legal Will or codicil. As always, seek further advice from your solicitor.
If you decide to leave a gift to Opportunity International in your Will, you can be sure it will be used effectively to provide people with a hand up out of poverty. We receive all gifts with sensitivity and efficiency, making sure administration costs are kept to an absolute minimum.
Legal disclaimer - the information on this page is guidance, not legal advice. Always contact a solicitor or legal professional.